0% introductory APR for 21 months on steadiness transfers: Probably the most longest introductory classes on steadiness transfers we’ve got come throughout, you can get a zero% intro APR at the steadiness transferred for a complete 21 months, this means that you’ll have nearly two years to repay your steadiness.
0% introductory APR for one year on purchases: You can additionally get a zero% intro APR on new purchases for the primary one year. This can be a useful perk for those who plan on purchasing the rest with the cardboard.
Make a choice your cost due date: Slightly flexibility can cross a ways on the subject of managing your budget. The cardboard means that you can choose between any to be had cost date, whether or not it is at first, heart, or finish of the month. That manner, you’ll arrange computerized bills which are aligned together with your paycheck.
No overdue charges: Probably the most distinctive perks is that there aren’t any overdue charges, ever. When you will have to at all times pay your invoice on time, as a result of overdue bills can nonetheless have an effect on your credit score, it is great to grasp that you will not be charged for those who do slip up and omit a cost.
No penalty APR: In the event you omit some bills, maximum bank cards will build up your rate of interest to their penalty APR. Citi® Simplicity® Card by no means fees a penalty fee, so your APR is not susceptible to expanding because of overdue bills.
No annual rate: This card comes with out a annual rate, which is crucial characteristic in case your objective is to repay debt.
