0% introductory APR for 21 months on steadiness transfers: Probably the most longest introductory classes on steadiness transfers we have now come throughout, you can get a zero% intro APR at the steadiness transferred for a complete 21 months, which means that you’ll have nearly two years to repay your steadiness.
0% introductory APR for twelve months on purchases: You can additionally get a zero% intro APR on new purchases for the primary twelve months. It is a useful perk in the event you plan on purchasing the rest with the cardboard.
Make a selection your cost due date: Somewhat flexibility can pass some distance relating to managing your budget. The cardboard means that you can choose between any to be had cost date, whether or not it is at first, heart, or finish of the month. That method, you’ll be able to arrange computerized bills which might be aligned together with your paycheck.
No past due charges: One of the vital distinctive perks is that there are not any past due charges, ever. Whilst you must at all times pay your invoice on time, as a result of past due bills can nonetheless impact your credit score, it is great to grasp that you will not be charged in the event you do slip up and pass over a cost.
No penalty APR: In case you pass over some bills, maximum bank cards will building up your rate of interest to their penalty APR. Citi® Simplicity® Card by no means fees a penalty price, so your APR is not vulnerable to expanding because of past due bills.
No annual price: This card comes without a annual price, which is a very powerful function in case your purpose is to repay debt.
